Skip to content
Bankifi Menu

KNOWLEDGE HUB

Get all the insights

Looking for all the latest financial trends, industry developments and technological innovations? You’re in the right place.

Who are banks and financial institutions in competition with?

Who are banks and financial institutions in competition with?

In the world of financial services, there's a common misconception that banks and credit unions are in fierce competition with one another.

Solving the late payments challenge with The Co-operative Bank

The problem to solve 2020 saw The Co-operative Bank commit to transforming its digital services for SMEs. By understanding the evolving...

Lending to Small Businesses: Are Banks Losing Out?

According to the Bank of England, there is a £22 billion funding gap for SMEs, largely due to the incumbent banks' inability to provide...

Press Release: BankiFi and Praetura Join Forces to Revolutionise SME Lending

We are thrilled to announce our partnership with financier Praetura on a new lending-as-a-service solution that will boost SMEs’ access to...
Revolutionizing Small Business Banking with Financial Wellness Tools

Revolutionizing Small Business Banking with Financial Wellness Tools

Revolutionizing Small Business Banking with Financial Wellness Tools
Financial Industry Trends & Predictions for 2024

Financial Industry Trends & Predictions for 2024

With the New Year behind us, it's time to delve into the world of financial services and uncover the trends and predictions that will shape...
What have we learned about small business banking on a global scale?

What have we learned about small business banking on a global scale?

Sibos presented us with the theme of collaborative finance in a fragmented world at this year's event; a theme that suited us down to the...

How Does BankiFi Help Banks and Credit Unions to Bridge the Digital Gap?

The Digital Gap at a Glance:
Press Release: Convenience and Simplicity are Crucial to SMBs

Press Release: Convenience and Simplicity are Crucial to SMBs

Overview Based on our latest customer data, small businesses from a wide range of sectors continue to trust payment links such as SMS,...

Why do Traditional Banks Need a Mindset Shift?

SMBs and Banks: What's the situation?
The AI Revolution in Coding for the Fintech Industry
AI

The AI Revolution in Coding for the Fintech Industry

In the fast-paced world of technology, change is the only constant. And when it comes to the fusion of artificial intelligence and coding,...

How can Customer Engagement Create Success for Banks?

Meet Jo Gibson, BankiFi's Head of Customer Engagement. Jo has acquired a wealth of experience throughout her career in the financial...

Bridging the gap: small businesses and financial institutions

In a recent episode of the Bankadelic podcast with Lou Carlozo, Lindsay Hodges discussed the gap between FIs and their SMB customers and...

Understand your small business customers through data acquisition

In our second deep-dive into Celent's 'How to Become a Challenger in Small Business Banking' report, we take a close look at how the right...

BankiFi at VenCent 2023

We'll see you in Little Rock!
Hot take: Variable Recurring Payments (VRPs) vs Direct Debits

Hot take: Variable Recurring Payments (VRPs) vs Direct Debits

In a recent Retail Banker International article, BankiFi Founder and CEO, Mark Hartley, shared his take on Variable Recurring Payments...

Mastering Marketing and Engagement is the Key for Banks

If you build it, will they come?
3 ways embedded banking can help Credit Unions to better serve small businesses

3 ways embedded banking can help Credit Unions to better serve small businesses

North American Credit Unions Credit Unions are financial institutions that are member owned and provide financial services to the members...
Interview: From owning a small business to supporting SMBs at BankiFi

Interview: From owning a small business to supporting SMBs at BankiFi

Lindsay Hodges joined BankiFi with a wealth of financial services experience working in America. What's more, Lindsay is also a small...
How does data create successful small business banking relationships?

How does data create successful small business banking relationships?

What has data and embedded banking got to do with building stable relationships with your small business customers? This question has been...
Press Release: BankiFi Americas Continues to Expand as Lindsay Hodges Joins the Team
PR

Press Release: BankiFi Americas Continues to Expand as Lindsay Hodges Joins the Team

We are thrilled to finally announce the latest appointment to our BankiFi Americas team. Introducing, Lindsay Hodges: our new Director of...

Podcast: Embedded Banking, Data and Saving SMBs

Speaking with Scott Harkey from PayCLT on their Payments Hub podcast, BankiFi Americas CEO, Keith Riddle, discusses the BankiFi journey as...

Outside-In Embedded Banking: Is This the Real Opportunity for Banks?

BankiFi's Head of Strategic Growth, Nick Reid, joined Shameer Sachdev - host of the FML podcast - to provide insights into a variety of...

How can data acquisition from Embedded Banking improve SMB relationships for financial institutions?

What is the current state of FI and SMB relationship?
Press Release: RedCompass Releases Cost of Ownership Whitepaper
PR

Press Release: RedCompass Releases Cost of Ownership Whitepaper

Our friends at RedCompass Labs have released their latest whitepaper, commissioned by BankiFi, detailing the opportunities that SME banking...
Press Release: BankiFi Hires Steve Ellis to Join US Board of Directors
PR

Press Release: BankiFi Hires Steve Ellis to Join US Board of Directors

We are excited to announce the latest addition to the BankiFi Americas family.

Embedded Finance: What's in it for banks?

Embedded Finance. It remains on every industry prediction and trend. Very often associated with lofty revenue opportunities for those who...

Is co-operation between banks and fintech's the key to financial inclusivity?

Our Chief Product Officer, Marijke Koninckx, is a champion of financial inclusivity for small businesses and has published articles and has...

Trends and Predictions for the world of payments in 2023: North America Edition

What do the next 12 months look like for the banking and payments space? We’re looking retrospectively at what happened in 2022 and what...

What is embedded banking and why does it matter?

In a feature by The Bank Director, BankiFi Americas CEO Keith Riddle, wrote an article outlining the definitions of Embedded Banking and...

Press release: Open Finance Global Rankings 2022 released

The time has come for the Open Finance Global Rankings by Open Future world, and this year's rankings have just been released. Open Future...

Open Banking: What is the benefit for banks and what does the future hold?

Is 'embedded' or 'open' banking the answer? Our Head of Strategic Growth for Europe, Nick Reid, shares his thoughts following his...
Why are Financial Inclusive offerings for Small Businesses a necessary provision from banks?

Why are Financial Inclusive offerings for Small Businesses a necessary provision from banks?

Financial inclusion. This is a hot topic in the world of fintech right now. The question is, why do banks need to support small businesses...

BankiFi appoints Fred Dumas as Chairman of North American Operations

We're thrilled to introduce Fred Dumas as the Chairman of our North American Operations. As Chairman, Fred will be responsible for...
The Banker's Podcast: Disruptive Voices with Marijke Koninckx

The Banker's Podcast: Disruptive Voices with Marijke Koninckx

In this bonus episode of The Banker’s podcast: Disruptive Voices, recorded at Sibos, Asia Editor for The Banker – Kimberly Long – and Chief...

Press release: BankiFi partner with MX Technologies

We are delighted to announce our recent partnership with MX Technologies Inc., a leader in Open Finance, whose API's will enable financial...

Winning the battle to be the 'front door': A golden opportunity for banks

In our latest whitepaper, we break down how offering ‘Outside In’ digital banking solutions could help banks win the battle for the ‘front...

Key learnings from American Banker's Small Biz Banking conference

American Banker's Small Biz Banking conference was a fantastic opportunity for the BankiFi Americas team to exhibit and network with a...

Sibos 2022 round-up

The biggest event in financial services - Sibos 2022 - brought together thousands of people for four insightful days in Amsterdam. We were...

Press release: BankiFi announces first North American customer - Axiom Bank

We are thrilled to announce our first partnership in the U.S. just 3 months after BankiFi's expansion into North America. We are delighted...
Press release: BankiFi reveal new CTO Danny Piangerelli

Press release: BankiFi reveal new CTO Danny Piangerelli

Building on our recent North American expansion, we're delighted to share the appointment of Danny Piangerelli (formerly of Malauzai...
How BankiFi are changing the game for FI's and their SMB customers

How BankiFi are changing the game for FI's and their SMB customers

During his time at VenCent's fintech summit, Keith Riddle presented how BankiFi are changing the game for banks and financial institutions...
Press release: BankiFi secures $4.8 million investment to boost global expansion

Press release: BankiFi secures $4.8 million investment to boost global expansion

In the wake of our recent launch in North America, we were thrilled to announce our appointment of Tom Shen as Chairman to the global board...
Press release: BankiFi appoints Tom Shen as Chairman

Press release: BankiFi appoints Tom Shen as Chairman

In the wake of our recent expansion into North America, we were thrilled to announce our appointment of Tom Shen as Chairman to the global...
Should Australian Banks Build, Buy or BankiFi?

Should Australian Banks Build, Buy or BankiFi?

According to ABS data, there are some 2.3 million small businesses in Australia which accounts for 97% of all businesses.

BankiFi Americas at VenCent Summit 2022

In the wake of our recent launch in North America, we're thrilled to be exhibiting at the VenCent summit in Little Rock, Arkansas. Read on...
Press release: BankiFi expands operations into North America

Press release: BankiFi expands operations into North America

Just a year on from our launch in Australia in 2021, we're delighted to share the news of our expansion into North America, where we'll be...
Fintech Week London: Coopetition between Big Banks and Tech

Fintech Week London: Coopetition between Big Banks and Tech

Coopetition between Big Banks and Big Tech Earlier this week, we attended Fintech Week London's flagship conference at etc. Venues. The...
How small businesses can bank on Australia’s Consumer Data Right

How small businesses can bank on Australia’s Consumer Data Right

By Lloyd Parata, A/NZ Country Manager, BankiFi
Grabbing the Embedded Banking Opportunity in Singapore

Grabbing the Embedded Banking Opportunity in Singapore

By Lloyd Parata, A/NZ Country Manager, BankiFi Singapore is a leading APAC hub for banking & finance.
Press Release: BankiFi appoints official PR partner

Press Release: BankiFi appoints official PR partner

BankiFi has appointed communications specialist SkyParlour as its official PR partner.
Payment Talks | The Fragmented Adoption of Open Banking

Payment Talks | The Fragmented Adoption of Open Banking

Our Chief of Product, Marijke Koninckx recently sat down with Peter Theunis, Head of Payments at EMEA to discuss the adoption of Open...

Meet BankiFi at FIS Emerald 2022

We're looking forward to attending FIS Emerald next week as our Head of Sales for North America and Europe, Nick Reid, touches down in...

BankiFi launches Open Cash Management platform for SMBs

Banking technology provider, BankiFi, has today launched its Open Cash Management platform. The innovative new service gives customers...
Scaleups need milestones - but must also live in the moment

Scaleups need milestones - but must also live in the moment

The founder of every scaleup company will know their short- and long-term targets inside-out.

Download our whitepaper -  Embedded banking: Time to reverse the trend

Embedded banking: Time to reverse the trend “Banks are in a constant battle for eyeballs on their digital site and to do that they need to...
BankiFi joins Visa Fintech Partner Connect to bring SME business banking solution to Visa’s clients and partners

BankiFi joins Visa Fintech Partner Connect to bring SME business banking solution to Visa’s clients and partners

BankiFi, the Manchester-based tech company on a mission to put banks at the heart of business has announced today that it has joined Visa...
Press release: BankiFi launches on the Microsoft Azure Marketplace

Press release: BankiFi launches on the Microsoft Azure Marketplace

Microsoft Azure customers globally can now access BankiFi’s fintech solutions.
TSB launches new BankiFi app to help business customers receive quicker, more convenient payments

TSB launches new BankiFi app to help business customers receive quicker, more convenient payments

Banking technology platform provider, BankiFi, has partnered with TSB to launch Revenu; an app, exclusive to TSB that will allow small...
How small business banking can leap forward in the Year of the Tiger

How small business banking can leap forward in the Year of the Tiger

By Lloyd Parata, A/NZ Country Manager, BankiFi Happy Lunar New Year and welcome to the Year of the Tiger. 🐅

From monoliths to ecosystems: FinTech and the future of finance

Do you remember the days when you had to visit your bank branch – or a ‘hole in the wall’ – to check your statement?
How I overcame FinTech’s male bias

How I overcame FinTech’s male bias

Business Cloud Article - Marijke Koninckx has built a successful 20-year career in a male-dominated industry. The BankiFi Chief Product...
The future of financial services is collaboration

The future of financial services is collaboration

FinTechs have brought unprecedented functionality to banking while the incumbents have a loyal customer base. If they work together,...
Press Release: 2021 open finance rankings released

Press Release: 2021 open finance rankings released

The Global Rankings of 2021 have been released by Open Future World, one of the leading sources of information on the progress of open...
What 2022 has in store for Small Business Banking

What 2022 has in store for Small Business Banking

By Lloyd Parata, A/NZ Country Manager, BankiFi

Press release: BankiFi announce co-development deal with The Co-operative Bank

November 2021 – Banking technology platform provider BankiFi have announced a lucrative co-development deal with The Co-operative Bank.

Banks face existential threat and must begin to think like SMEs

Business Cloud Article - Log into most business banking apps from the major high street players and you will have access to a number of...

The problem that kills 50,000 SMEs a year

Business Cloud Article - It is well-known that the majority of startups will fail and never become successful businesses in the long-term....
Will BankiFi become Manchester’s top tech export?

Will BankiFi become Manchester’s top tech export?

Business Cloud Article - When Mark Hartley founded BankiFi five years ago, he did not hesitate to base the startup in Manchester. It seems...
Money 20/20 is back, and it did not disappoint

Money 20/20 is back, and it did not disappoint

We sat down with our Chief of Product, Marijke Koninckx, over zoom with a cup of coffee and a pack of biscuits and we chatted about her...

Lloyd Parata: My first 100 days

What I learned about small business banking in my first 100 days at BankiFi  By Lloyd Parata, A/NZ Country Manager, BankiFi 
Press Release: BankiFi launches new website and announces seven new hires
SME

Press Release: BankiFi launches new website and announces seven new hires

A new-look BankiFi is bolstered by seven new hires across the business. Manchester-based tech company, BankiFi, has today revealed a...
Press Release: BankiFi continue expansion with launch in Australia
SME

Press Release: BankiFi continue expansion with launch in Australia

UK based BankiFi expands into Australia to help Banks become Essential for their Small Business client base Following the successful...

Solving the late payments challenge: Incomeing and The Co-operative bank launch 'Request To Pay' service

Banking technology platform provider BankiFi, in association with The Co-operative Bank, has launched a new Request to Pay (RTP) service:...
Time to Bite Back

Time to Bite Back

An interview and article around the same theme was published by The Fintech Magazine, issue 13, a publication by Fintech Finance. Rivals...

BankiFi in the Paypers Open Banking Report 2019

BankiFi is covered in the Paypers Open Banking Report 2019 - enjoy the read and access opinions across the industry here.

Three actions that help gigs and small businesses where it matters most...

As we are slowly putting our heads above ground, we see early effects on spending and the way we spend as people and businesses. Recent...

When (feeling) out of control – choice empowers!

How banks and PSPs can turn a ‘Request to Pay’ into a full – liquidity and time saving - business service Last year at Money2020 Europe...
2020's Essential Reading:  'Zeitgeist'

2020's Essential Reading:  'Zeitgeist'

What it takes to move the needle on Open Banking from 1.0 – 3.0 and beyond. Will 2020 become the year of truth for Open Banking? Will it...
As covered by Forbes: BankiFi Offers Banks Services They Can Bundle For Their SME Customers

As covered by Forbes: BankiFi Offers Banks Services They Can Bundle For Their SME Customers

This article, written by Tom Groenfeldt first appeared on Forbes. BankiFi is a European fintech startup that offers modern tech services,...

Nationwide invests in Business Management Platform BankiFi

Nationwide today announces it is investing in BankiFi, a business banking technology provider that uses open banking to provide a suite of...

Time to trust the cloud

Why banks can trust the cloud and how fintechs can be trusted by deploying bank grade security Although the cloud has certainly been around...

Time to embrace the SME customer

Time to focus on the SME – embracing your business customers - the way they want – through your bank The debate around Open Banking and its...
Time for banks to BE the platform

Time for banks to BE the platform

On one of the quieter rainy summer days I got the clean-up bug. Time to empty the attic and say goodbye to old files, stuff really. The...
Fintech Insider News: Live from Money20/20

Fintech Insider News: Live from Money20/20

Last week Conny Dorrestijn - Founding Partner at BankiFi, participated in the 11:FS lounge at Money20/20 in Amsterdam! Presented by Leda...

Five lessons for SME banking: how to create loyal customers in the Gig Economy

What SME bankers can learn from the recent Bain NPS Consumer Banking study: “In Search of Customers Who Love Their Bank”.

Beyond the head: Find and feed your core

Many businesses are founded by the head: business plan, spread sheets and numbers. This must be done, but like a human being, it needs a...

BankiFi features in the Paypers Open Banking Report

BankiFi features in the Paypers Open Banking Report on Tangible Value in Open Business Banking for Banks and Entrepreneurs The Open Banking...

BankiFi enables banks and payment providers to offer ‘scheme independent’ Request to Pay as a service

PocketCollector available to streamline invoice issuance, payment and collection for the SME segment Manchester/Amsterdam, 26 September...

ING Money2020 Summer podcast with BankiFi’s Conny Dorrestijn

Why and how banks can win in an open eco system Meander with the ‘insatiably curious’ Conny through the Open Banking world: why banking and...

Consent – the banks’ action button for trust

The bonding powers of free consent in relationships Trust is in the end of the day the only real asset banks can offer their customers…...
Banking heroes: the IT department

Banking heroes: the IT department

Inside-Out bank focus & Outside-In partner focus: less risk, less cost, more speed Now that we have hit the start button on Open Banking...

Open Banking, PSD2 and the law of unintended consequences

So, January 13th 2018 came and went and as we sit in early spring there has been not much more than a trickle of providers and customers...
Press Release: Newly launched BankiFi takes banks and its business customers ‘Beyond Open’

Press Release: Newly launched BankiFi takes banks and its business customers ‘Beyond Open’

Pocket Treasurer is first business solution on the BankiFi foundation, which hosts a suite of API driven micro services....
Open Banking: Will it be a tango or a ‘Danse Macabre’ for Fintech and Banks?

Open Banking: Will it be a tango or a ‘Danse Macabre’ for Fintech and Banks?

Now that the floor is nearly open for true open banking in Europe as a result of the passing of the PSD2 kick off date this Sunday,...
The undiscovered PSD2 opportunity – TPPs as a new customer segment

The undiscovered PSD2 opportunity – TPPs as a new customer segment

The PSD2 text was released almost a year ago, and as the dust has somewhat settled, the industry is now focusing on interpreting the draft...