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Insights on the future of Financial Services - from digital challengers to mainstream banks
The business banking landscape is no longer slowly evolving—it’s accelerating toward a future that looks radically different from the one most mainstream institutions prepared for.
With digital challengers like Monzo, Starling, and Revolut securing nearly one-third of UK BCA market share, and features once seen as "beyond banking" becoming standard expectations, traditional banks face a stark choice: adapt, or fall behind.
At BankiFi, we’ve long advocated for a new era of SME banking—one shaped by workflow-first design, embedded services, and platform-thinking. And now, we’re revealing what’s next.
New white paper: now available
Our latest white paper, What’s Next in Business Banking?, explores the state of play for digital challengers and traditional banks alike. Through a lens of real data and deep SME insight, we examine:
✅ The battle for relationship primacy
✅ How business banking is being redefined by user expectations
✅ What mainstream banks must do to stay relevant and win back market share
Why you'll want to read it
This isn’t just another future-of-fintech article. It’s a practical, data-led guide that highlights how banks can:
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Stop deposit leakage
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Raise NPS and retention
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Offer SME services that go beyond the basics—and into everyday workflows
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Compete not just on product, but on experience
And crucially, it shows how these outcomes aren’t just achievable—they’re already being delivered by banks that have partnered with BankiFi.
Beyond Banking: It's not the future. It's the now.
What used to be considered “beyond banking” is now everyday banking. Invoicing, payment links, cash flow forecasting, tax integration—these are no longer value-adds. They’re table stakes.
So, what’s next? That’s exactly what this white paper reveals. If you’re a banking leader, strategist, or digital transformation lead, this read should be at the top of your list.
