We're on a mission to help two million small businesses, globally, by 2024
BankiFi was created around a simple premise. How can banks get ahead of the wave of disruption caused by advances in technology and changes in regulation? How can they turn it on its head, and use it to their advantage?
We are not a Fintech - we are not here to disrupt, we are here to help banks become and remain more relevant to the SME whilst at the same time protect and proactively drive bank’s core business: lending. As well as all that we create new value added revenue streams by enabling banks to provide “beyond banking” services that customers need and will pay for.
We are committed to build the heart of our business from the North of the UK, with teams in The United States, Australia and Belgium, to service the world’s SMBs.
We're a small business that understands the problems SMBs face and we are bank technologists that understand banking and the problems and threats banks face making us uniquely positioned as the right partner for a bank to provide a best in class embedded banking experience for SMBs.
Who would you be working with?

Mark Hartley
Founder and CEO
Prior to founding BankiFi, Mark has operated globally in a range of general management...
Mark Hartley
Founder and CEO
Prior to founding BankiFi, Mark has operated globally in a range of general management, sales, innovation and strategy roles in the technology businesses servicing the financial services industry. This included spending over a decade working in the APAC region and latterly Europe, with brands including Clear2Pay and FIS.
His vision around open payments lead to the creation of the Open Payment Hub, the ‘stable’ product that lead to the acquisition of the company in 2014 by FIS. A renowned innovator and thought leader on the subject of Payments & Open Banking, he served as strategic Advisor to the Board of Nationwide Building Society.

Marijke Koninckx
Chief Product Officer
The thread that has run throughout her career so far will be the core focus for Marijke...
Marijke Koninckx
Chief Product Officer
The thread that has run throughout her career so far will be the core focus for Marijke Koninckx' role at BankiFi as well: helping companies to better understand complex market and customer requirements and translate that into a successful product and go to market strategy.
She most recently worked as Product Manager on Real-time Payments and Open Banking. Marijke is a key contributor to the PSD2 industry working groups such as Open Transaction Alliance, CAPS and Open Banking Working Group.

Keith Riddle
CEO of The Americas
As CEO fo BankiFi Americas, Keith brings a breadth of financial services experience...
Keith Riddle
CEO of The Americas
As CEO fo BankiFi Americas, Keith brings a breadth of financial services experience spanning new product development, partnership management, direct sales, and strategic market planning. Keith is responsible for BankiFi’s embedded banking solution strategy and distribution within North America.
Keith has more than 35 years of experience in the financial industry and possesses in-depth knowledge of digital platforms, Fintech solutions, payment networks and integration frameworks.
Prior to joining BankiFi, Keith was the President and CEO of Sherpa Technologies, a firm dedicated to leading community financial institutions through the complexities of digital transformation, Fintech engagement, and payment modernization initiatives.
During Keith’ tenure with Sherpa, he served on industry committees with The Clearing House (TCH) focused on real-time payment enablement, which included nominations to become the Chairman of the RTP Advisory Committee and a voting member of the RTP Business Committee.
Keith holds a B.A in Business Administration from Otterbein University and resides with his family in Columbus, OH.

Lloyd Parata
A/NZ Country Manager
Lloyd Parata brings more than 25-years selling enterprise software solutions...
Lloyd Parata
A/NZ Country Manager
Lloyd’s focus is helping clients with their digital transformation journey to improve operational efficiency, drive revenue growth and improve the customer experience.

Jo Gibson
Head of SME Channel
Jo Gibson has worked with Small & Micro businesses to bring innovative...
Jo Gibson
Head of SME Channel
Jo Gibson has worked with Small & Micro business to bring innovative, time saving financial tools for over 20 years. Jo joined the BankiFi team from a global corporate environment but before that ran a successful small business of her own.
Passionate about delivering exceptional customer service Jo loves to work with businesses across all sectors and trades. Outside of business hours you will find Jo outdoors, skiing, paddle boarding or attending the odd music festival or two.
Learn more about Incomeing, here: https://www.incomeing.co.uk/

Kirk Winstanley
Chief Operating Officer
Kirk Winstanley has spent his entire career supporting businesses to improve...
Kirk Winstanley
Chief Operating Officer
Kirk Winstanley has spent his entire career supporting businesses to improve and grow, both in large corporates, as well as in a number of his own ventures. He lead the tech infrastructure fit-out of a new bank in Spain, was the technology lead of the implementation of Faster Payments in a UK bank, opened up new region for a change consultancy, and met some of the BankiFi leadership during his years as the Client Delivery Lead at Clear2Pay.
His focus on the ‘how’ and keen interest in building and growing teams make him a key team member both inside the company as well as on the client side.

Chris Fry
Chief Financial Officer
Chris Fry manages all matters finance and is a chartered accountant having...
Chris Fry
Chief Financial Officer
Chris Fry manages all matters finance and is a chartered accountant having qualified in 1990 with Price Waterhouse. From 2001 until 2018 he was a partner with KPMG, where he specialised in corporate taxation, mainly in the area of tax structuring and mergers and acquisitions across a range of national and regional roles.
He was office senior partner in Liverpool for 7 years prior to his retirement from the firm in April 2018. Chris is also a non-executive member of the board of a north west BPO business and is on the board of the Liverpool Local Enterprise Partnership.

Sian English
Head of Marketing
Sian has spent the last 10 years championing marketing and creativity...
Sian English
Head of Marketing
Sian has spent the last 10 years championing marketing and creativity in industries such as tech, retail, digital and construction. Her experience working both in-house for international industry leaders as well as tech start-ups and award-winning creative and digital agencies gives her a unique perspective on how to get the most out of marketing.
A big advocate for future talent and developing next-gen in the industry, Sian is the former Vice Chair of the MPA and has worked closely with institutions such as Drapers, Manchester Metropolitan University, The Juice Academy and Ideas Foundation.

Nick Reid
Head of UK / EU sales
Nick joined BankiFi in 2021 to manage sales and partnerships with banks...
Nick Reid
Head of UK / EU sales
Nick joined BankiFi in 2021 to manage sales and partnerships with banks and financial institutions. With a decade’s experience of providing award-winning commercial card technology to global FIs in previous roles, he is a self-professed payments technology evangelist constantly looking for cost-effective ways for buyers and suppliers to maximise working capital and achieve process efficiencies.
Nick is fluent in English, French and German, enjoys spending his spare time with his young family and is a keen amateur cricketer.

Mark Hartley
Founder and CEO
Prior to founding BankiFi, Mark has operated globally in a range of general management...
Mark Hartley
Founder and CEO
Prior to founding BankiFi, Mark has operated globally in a range of general management, sales, innovation and strategy roles in the technology businesses servicing the financial services industry. This included spending over a decade working in the APAC region and latterly Europe, with brands including Clear2Pay and FIS.
His vision around open payments lead to the creation of the Open Payment Hub, the ‘stable’ product that lead to the acquisition of the company in 2014 by FIS. A renowned innovator and thought leader on the subject of Payments & Open Banking, he served as strategic Advisor to the Board of Nationwide Building Society.

Marijke Koninckx
Chief Product Officer
The thread that has run throughout her career so far will be the core focus for Marijke...
Marijke Koninckx
Chief Product Officer
The thread that has run throughout her career so far will be the core focus for Marijke Koninckx' role at BankiFi as well: helping companies to better understand complex market and customer requirements and translate that into a successful product and go to market strategy.
She most recently worked as Product Manager on Real-time Payments and Open Banking. Marijke is a key contributor to the PSD2 industry working groups such as Open Transaction Alliance, CAPS and Open Banking Working Group.

Keith Riddle
CEO of The Americas
As CEO fo BankiFi Americas, Keith brings a breadth of financial services experience...
Keith Riddle
CEO of The Americas
As CEO fo BankiFi Americas, Keith brings a breadth of financial services experience spanning new product development, partnership management, direct sales, and strategic market planning. Keith is responsible for BankiFi’s embedded banking solution strategy and distribution within North America.
Keith has more than 35 years of experience in the financial industry and possesses in-depth knowledge of digital platforms, Fintech solutions, payment networks and integration frameworks.
Prior to joining BankiFi, Keith was the President and CEO of Sherpa Technologies, a firm dedicated to leading community financial institutions through the complexities of digital transformation, Fintech engagement, and payment modernization initiatives.
During Keith’ tenure with Sherpa, he served on industry committees with The Clearing House (TCH) focused on real-time payment enablement, which included nominations to become the Chairman of the RTP Advisory Committee and a voting member of the RTP Business Committee.
Keith holds a B.A in Business Administration from Otterbein University and resides with his family in Columbus, OH.

Lloyd Parata
A/NZ Country Manager
Lloyd Parata brings more than 25-years selling enterprise software solutions...
Lloyd Parata
A/NZ Country Manager
Lloyd’s focus is helping clients with their digital transformation journey to improve operational efficiency, drive revenue growth and improve the customer experience.

Jo Gibson
Head of SME Channel
Jo Gibson has worked with Small & Micro businesses to bring innovative...
Jo Gibson
Head of SME Channel
Jo Gibson has worked with Small & Micro business to bring innovative, time saving financial tools for over 20 years. Jo joined the BankiFi team from a global corporate environment but before that ran a successful small business of her own.
Passionate about delivering exceptional customer service Jo loves to work with businesses across all sectors and trades. Outside of business hours you will find Jo outdoors, skiing, paddle boarding or attending the odd music festival or two.
Learn more about Incomeing, here: https://www.incomeing.co.uk/

Kirk Winstanley
Chief Operating Officer
Kirk Winstanley has spent his entire career supporting businesses to improve...
Kirk Winstanley
Chief Operating Officer
Kirk Winstanley has spent his entire career supporting businesses to improve and grow, both in large corporates, as well as in a number of his own ventures. He lead the tech infrastructure fit-out of a new bank in Spain, was the technology lead of the implementation of Faster Payments in a UK bank, opened up new region for a change consultancy, and met some of the BankiFi leadership during his years as the Client Delivery Lead at Clear2Pay.
His focus on the ‘how’ and keen interest in building and growing teams make him a key team member both inside the company as well as on the client side.

Chris Fry
Chief Financial Officer
Chris Fry manages all matters finance and is a chartered accountant having...
Chris Fry
Chief Financial Officer
Chris Fry manages all matters finance and is a chartered accountant having qualified in 1990 with Price Waterhouse. From 2001 until 2018 he was a partner with KPMG, where he specialised in corporate taxation, mainly in the area of tax structuring and mergers and acquisitions across a range of national and regional roles.
He was office senior partner in Liverpool for 7 years prior to his retirement from the firm in April 2018. Chris is also a non-executive member of the board of a north west BPO business and is on the board of the Liverpool Local Enterprise Partnership.

Sian English
Head of Marketing
Sian has spent the last 10 years championing marketing and creativity...
Sian English
Head of Marketing
Sian has spent the last 10 years championing marketing and creativity in industries such as tech, retail, digital and construction. Her experience working both in-house for international industry leaders as well as tech start-ups and award-winning creative and digital agencies gives her a unique perspective on how to get the most out of marketing.
A big advocate for future talent and developing next-gen in the industry, Sian is the former Vice Chair of the MPA and has worked closely with institutions such as Drapers, Manchester Metropolitan University, The Juice Academy and Ideas Foundation.

Nick Reid
Head of UK / EU sales
Nick joined BankiFi in 2021 to manage sales and partnerships with banks...
Nick Reid
Head of UK / EU sales
Nick joined BankiFi in 2021 to manage sales and partnerships with banks and financial institutions. With a decade’s experience of providing award-winning commercial card technology to global FIs in previous roles, he is a self-professed payments technology evangelist constantly looking for cost-effective ways for buyers and suppliers to maximise working capital and achieve process efficiencies.
Nick is fluent in English, French and German, enjoys spending his spare time with his young family and is a keen amateur cricketer.
Our partners
We’ve developed a unique platform that runs in any cloud and embraces consensual data sharing through APIs utilising virtual accounts, machine learning and reconciliation. This bank-grade technology is enabled by our industry-leading partners.

We partner with Microsoft and build all our technology on the preferred public cloud infrastructure for financial services providers

Redcompass are a specialist payment consulting and product company that sell and implement our solutions throughout Asia

Brightbox provide implementation resources to help us deliver solutions to our banking clients

Mobica provide implementation resources to help us deliver solutions to our banking clients financial services providers