BankiFi’s Solutions Featured in Capgemini’s World Payments Report

The Future of Payments: BankiFi’s Solutions Featured in Capgemini’s 20th Anniversary World Payments Report

We are delighted to share that BankiFi’s innovative payment solutions have been highlighted in the 20th anniversary edition of Capgemini’s World Payments Report 2025. Our case study, showcased on page 39 of the report, demonstrates the tangible impact our technology has had on small to medium-sized enterprises (SMEs) and the banking sector as a whole.

Accelerating Payments for SMEs

An impressive 79% of SMEs using our Go Get Paid app report receiving payments within just two days. This expedited timeline not only improves cash flow management for businesses but also addresses the ongoing issue of late payments—a challenge that often stifles growth for SMEs.

Unlocking Growth Opportunities for Banks

BankiFi’s embedded banking solutions deliver benefits beyond SMEs, empowering banks to access new growth opportunities. One of our partner banks achieved an extraordinary 62% year-on-year increase in new commercial account openings, thanks to the streamlined, open banking-powered capabilities of the Go Get Paid app. By enabling fast, secure, and cost-effective transactions, banks can enhance their value proposition and strengthen relationships with their commercial clients.

How the Solution Works

BankiFi’s Go Get Paid app leverages open banking APIs to provide a stand-alone payment solution that facilitates payments from any bank account, as well as card and wallet options. The app offers flexible delivery channels, including email, SMS, WhatsApp, and QR codes, ensuring maximum accessibility. Furthermore, the app automates reconciliation processes by linking payments directly to SMB accounting packages, eliminating friction and simplifying operations for business users.

Demonstrated Success

The Go Get Paid app’s success extends well beyond its initial deployment. Since its launch, four additional British banks have introduced branded versions of the app, significantly expanding its reach and impact. To date, thousands of users have adopted the solution, processing millions of pounds in transactions and providing partner banks with real-time insights into SME financial activity.

Of the total user base, 43% are served through banks other than our initial partner, underscoring the widespread applicability and appeal of BankiFi’s technology.

A Recognition of Innovation

This recognition highlights our dedication to delivering cutting-edge solutions that meet the needs of SMEs and banks alike. Our work exemplifies how payment innovation can drive business growth, foster financial inclusivity, and strengthen banking ecosystems.

Explore the full report and see how BankiFi continues to shape the future of payments on a global scale.