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Engagement banking that grows your small business market share

BankiFi is the go-to partner for mainstream banks. Our industry-leading propositions are powered by unrivalled small business insight, AI-driven workflows and flexible, bank-grade technology.

  • Deepen customer relationships
  • Boost retention and NPS
  • Lower cost to serve
  • Grow lending and deposits

Everyday banking, reimagined through AI and insight

We enable mainstream banks to go beyond banking and become the place where small businesses run and grow. By embedding everyday financial workflows into your digital channels, we unlock the real-time insight and intelligent automation that drive stronger small business relationships and market share.

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Allow your customers to pay suppliers, automate receivables, chase late payments, and match payables and receivables from your platform.

MTD VAT & Income Tax Compliance

Enable your customers to stay compliant with HMRC by linking their accounts, maintaining digital records, and submitting returns directly from your platform.

Cash forecasting

Make sure cash remains king by keeping tabs at every stage. Provide your customers with the visibility and optimisations to boost their business.

Link an accounting package or offer a branded native invoicing service. Your customers can create, send and reconcile their invoicing from one place.

Through our marketing and engagement services, we combine physical and digital insights to increase customer satisfaction and inform product roadmaps.

Help small business customers with asset and invoice financing through our lending as a service capability.

Transforming
The Co-operative Bank’s offering

🏆 Winner of the 2025 Celent Model Bank Award for Best Open Banking Innovation

The Co-operative Bank chose us to gather engagement marketing data to inform their SME business banking strategy. How? We built a dedicated internet banking channel through their pay and get paid solution, driving new customer acquisition, adoption and repeat usage.

OUR CUSTOMERS

Create the conditions for transformational AI in small business banking

Mainstream banks already have the data, we help you unlock it. BankiFi combines structured behavioural insight with a pragmatic, agentic AI layer. The result? Smarter propositions, predictive services, and operational efficiency. Speak to our team to learn more.

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Where real-time insight meets bank-grade intelligence

BankiFi empowers banks to anticipate needs, personalise engagement, and grow small business relationships, all powered by live behavioural data and embedded AI.

79 %
of invoices paid through bank-branded service within two days
£ 2 B+
worth of payments processed
62 %
increase in accounts opened year on year
WHO WE DO THIS FOR

Drive deposits, relationships and revenue

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Banks

Competition in banking is fierce, so stay ahead of the game by strengthening your relationships with your biggest revenue opportunity — small businesses. We give you the tech, engagement and data to differentiate by increasing awareness of your services, giving you relationship primacy. 

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Financial intermediaries

Whether you’re an accountant, broker or other financial intermediary, you're a trusted advisor to small businesses and a step ahead when having an established relationship. Now it’s time to reinforce that with next-generation open banking technology, elevating your brand to the place that small businesses visit daily.

The BankiFi blog

White paper: Ready to discover what's next in business banking?

Insights on the future of Financial Services - from digital challengers to mainstream banks The business banking landscape is no longer...

Webinar: Is beyond banking the new everyday banking?

Beyond Banking, Beyond Expectations: Why Banks Must Act Now to Win Small Businesses In a world of fast-moving fintechs, challengers and...
The Future of Payments: BankiFi Features in Capgemini Report
PR

The Future of Payments: BankiFi Features in Capgemini Report

The Future of Payments: BankiFi’s Solutions Featured in Capgemini’s 20th Anniversary World Payments Report We are delighted to share that...

Working together

Our mission is simple — to put banks back at the heart of business. How do we do this? By meeting the needs of banks and small businesses at the same time. We arm mainstream banks with the tools and services to give small businesses what they want and need.

Want to know more about what makes us tick?

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