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Putting banks at the heart of business

We transform your digital channels from being purely transactional to a central place for SMEs to run their businesses.

Speaking to two sides of the same coin 

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Banks and financial intermediaries

We build seamlessly integrated tech solutions that combine real-time data with marketing and engagement services. The result? Boosted relationships with SMEs that keep you competitive.

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SMEs

Our technology houses all the tools SMEs need in one place to have clear visibility of their finances and conduct core business tasks, protecting the most precious commodity — time.

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BankiFi was created around a simple premise

We’re on a mission to make banks the go-to place for small businesses. Banks are missing out on a growing market, with SMEs accounting for over 99% of global private sector businesses.

Historically, banks have struggled to foster the relationship SMEs want from them. We’re bridging this gap by providing more than tech. Our service combines physical and digital touchpoints, allowing banks to differentiate themselves and outshine competitors.

It’s how we know what small businesses really want, whether that’s pay, get paid, cashflow management or accessible lending services.

Questions?
OUR HISTORY

2018

BankiFi was founded

2019

Received backing from Nationwide Building Society

2020

Partnered with The Co-operative Bank to provide SMB banking

2021

Partnered with TSB to launch the new Revenu app

2022

Launched in North America with Axiom Bank

2023

Continued global growth across North America, Europe, Australia and New Zealand

2024

Launched lending as a service proposition

OUR PARTNERS

Transforming
The Co-operative Bank’s offering

The Co-operative Bank chose us to gather engagement marketing data to inform their SME business banking strategy. How? We built a dedicated internet banking channel through their pay and get paid solution, driving new customer acquisition, adoption and repeat usage.

The people behind BankiFi

Mark
Mark Hartley

Founder and CEO

“At BankiFi, we build solutions that help banks solve small business pain points — most notably, saving time and getting paid. It’s incredibly rewarding to lead such an incredible and hardworking team who all make BankiFi and the solutions we create a success.”
Marijke
Marijke Koninckx

Chief Product Officer

“Working amongst a talented team to create and develop impactful solutions that streamline and strengthen bank-small business relationships is especially fulfilling.”
Nick
Nick Reid

Head of Strategic Growth

“Our aim is to create business banking relationship primacy for our clients, making them the go-to provider for every business' next financial product or service. This remains embedded in everything we do, throughout our technology and our people.”
Kirk
Kirk Winstanley

Chief Operating Officer

“To be a part of BankiFi — where we prioritise innovation, the growth of our partner banks and the success of small businesses — provides me with fresh inspiration every day. Working with such a dedicated, capable and passionate team makes me feel lucky and proud."
Jo
Jo Gibson

Head of SME Channel

“Engaging with our end users daily and learning what they need from our services, as well as the direct and positive impact it’s making to the daily running of their business, is very rewarding. This ability to engage with SMEs first-hand is what makes BankiFi so special. ”
Sian
Sian English

Head of Marketing

“Seeing the positive impact of the solutions we build for global small businesses is a great feeling. It’s been exciting to find our niche by offering marketing and engagement services to power the uptake and usage of our technology. Not only that, but I get to work with brilliant people every day.”
Furkan
Furkan Chatriwala

Head of Technology Delivery

“Leading and supporting our development and tech teams to deliver our innovative solutions that help banks and SMEs alike to achieve their goals is immensely satisfying. Being a part of this endeavour is truly rewarding.”
Dom
Dominic Butt

Business Analyst

“It’s great to work with such a creative and skilled team where each of us has the drive to achieve the same goal and to provide SMEs with game-changing solutions that help them to thrive.”
Elle
Elle Rushby

Marketing Executive

“BankiFi is a fantastic company to be a part of, not only because of the work that we do to help banks in their growth and SMEs in running their businesses better, but in the supportive team that I find myself lucky to be a part of.”
Mark
Mark Hartley

Founder and CEO

“At BankiFi, we build solutions that help banks solve small business pain points — most notably, saving time and getting paid. It’s incredibly rewarding to lead such an incredible and hardworking team who all make BankiFi and the solutions we create a success.”
Marijke
Marijke Koninckx

Chief Product Officer

“Working amongst a talented team to create and develop impactful solutions that streamline and strengthen bank-small business relationships is especially fulfilling.”
Nick
Nick Reid

Head of Strategic Growth

“Our aim is to create business banking relationship primacy for our clients, making them the go-to provider for every business' next financial product or service. This remains embedded in everything we do, throughout our technology and our people.”
Kirk
Kirk Winstanley

Chief Operating Officer

“To be a part of BankiFi — where we prioritise innovation, the growth of our partner banks and the success of small businesses — provides me with fresh inspiration every day. Working with such a dedicated, capable and passionate team makes me feel lucky and proud."
Jo
Jo Gibson

Head of SME Channel

“Engaging with our end users daily and learning what they need from our services, as well as the direct and positive impact it’s making to the daily running of their business, is very rewarding. This ability to engage with SMEs first-hand is what makes BankiFi so special. ”
Sian
Sian English

Head of Marketing

“Seeing the positive impact of the solutions we build for global small businesses is a great feeling. It’s been exciting to find our niche by offering marketing and engagement services to power the uptake and usage of our technology. Not only that, but I get to work with brilliant people every day.”
Furkan
Furkan Chatriwala

Head of Technology Delivery

“Leading and supporting our development and tech teams to deliver our innovative solutions that help banks and SMEs alike to achieve their goals is immensely satisfying. Being a part of this endeavour is truly rewarding.”
Dom
Dominic Butt

Business Analyst

“It’s great to work with such a creative and skilled team where each of us has the drive to achieve the same goal and to provide SMEs with game-changing solutions that help them to thrive.”
Elle
Elle Rushby

Marketing Executive

“BankiFi is a fantastic company to be a part of, not only because of the work that we do to help banks in their growth and SMEs in running their businesses better, but in the supportive team that I find myself lucky to be a part of.”

BankiFi goes beyond banking

71 %
of invoices paid through bank-branded service within two days
£ 2 b+
worth of payments processed
62 %
increase in accounts opened year on year

Our technology partners

We’ve developed a unique platform that runs in any cloud and embraces consensual data sharing through APIs utilising virtual accounts, machine learning and reconciliation. This bank-grade technology is enabled by our industry-leading partners.

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We partner with Microsoft and build all our technology on the preferred public cloud infrastructure for financial services providers

paypoint

PayPoint offers secure mobile & online multi-channel payment solutions for businesses.

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Redcompass are a specialist payment consulting and product company that sell and implement our solutions throughout Asia

Money hub

Moneyhub is a data and payments fintech that provides open banking, open finance, and open data solutions.

 

Let’s work together

Want to join us on our BankiFi journey? We’re always looking out for the best brains to help us along the way. Whether you work in tech, marketing, strategy or anything in between, we’d love to hear from you.

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Resources

Who are banks and financial institutions in competition with?

Who are banks and financial institutions in competition with?

In the world of financial services, there's a common misconception that banks and credit unions are in fierce competition with one another.

Solving the late payments challenge with The Co-operative Bank

The problem to solve 2020 saw The Co-operative Bank commit to transforming its digital services for SMEs. By understanding the evolving...

Lending to Small Businesses: Are Banks Losing Out?

According to the Bank of England, there is a £22 billion funding gap for SMEs, largely due to the incumbent banks' inability to provide...