For too long banks and PSPs have been making choices for their customers, use this channel, use this product. This is no longer acceptable but moreover unnessary. Without uprooting your internal systems you can offer your customers choise, creating a sticky relationship that creates lasting loyalty.
Personalised Credit and Payment Terms
Agreed between the business and the client
Full, Partial and Scheduled Payments
In line with current and new customs in different types of businesses
Any Payment Type – Bank Transfer, Direct Debit, Card
Don’t change customers payment habits, follow what they like best leads to rapid settlement
Any delivery channel: Whatsapp, SMS, email, QR code and more
‘follow the traffic’, choice to the SME and their customers
BENEFITS FOR ALL:
Payee: Communication is key
Working capital optimisation
More control over collection
Automated and STP non-core business processes like invoice making, chasing, reconciliation
Additional sales and service channel
Payer: Choice is key
Choice of payment type that suits them
Ease of use
Plan invoice payments on time
Reduced invoice fraud
Instant refunds
You: Insights are key
See payment flow buyer and seller
Value Added Services to buyer and seller
Spot relevant lending, other business opportunities
Customer acquisition channel through payee and payer superior experience (new Open Banking client)
Experience RTP4 in action
Whether you are a bank, a PSP or a fintech, contact us for a deep-dive and quick demo so we can build a use case that works for you and your customers.
