The business banking landscape is no longer slowly evolving—it’s accelerating toward a future that looks radically different from the one most mainstream institutions prepared for.
With digital challengers like Monzo, Starling, and Revolut securing nearly one-third of UK BCA market share, and features once seen as "beyond banking" becoming standard expectations, traditional banks face a stark choice: adapt, or fall behind.
At BankiFi, we’ve long advocated for a new era of SME banking—one shaped by workflow-first design, embedded services, and platform-thinking. And now, we’re revealing what’s next.
Our latest white paper, What’s Next in Business Banking?, explores the state of play for digital challengers and traditional banks alike. Through a lens of real data and deep SME insight, we examine:
✅ The battle for relationship primacy
✅ How business banking is being redefined by user expectations
✅ What mainstream banks must do to stay relevant and win back market share
This isn’t just another future-of-fintech article. It’s a practical, data-led guide that highlights how banks can:
Stop deposit leakage
Raise NPS and retention
Offer SME services that go beyond the basics—and into everyday workflows
Compete not just on product, but on experience
And crucially, it shows how these outcomes aren’t just achievable—they’re already being delivered by banks that have partnered with BankiFi.
What used to be considered “beyond banking” is now everyday banking. Invoicing, payment links, cash flow forecasting, tax integration—these are no longer value-adds. They’re table stakes.
So, what’s next? That’s exactly what this white paper reveals. If you’re a banking leader, strategist, or digital transformation lead, this read should be at the top of your list.